$100k Cash what to do?

[Steven Olivas]

Hi BP Fam,

I am Gathering different opinions here. What would YOU personally do with about $100k cash to invest in real estate & in detail please? Just want to hear everybody's investment thoughts. Cash flow, appreciation and long term holds, is my interest, but I would love to hear some great strategies for what can been done with 100k cash, and also locations (states,cities) to invest?

[Caleb Brown]

I would flip or BRRR. Either paying all cash or using hard money with plenty of money in reserves. If you are good at saving and have a strong foundation you can be riskier, leverage more.

[Steven Olivas]

Quote from @Caleb Brown:

I would flip or BRRR. Either paying all cash or using hard money with plenty of money in reserves. If you are good at saving and have a strong foundation you can be riskier, leverage more.

where would you flip or BRRR? I'm great with savings, and possible have more money to buy, hold, flip or BRRR...with the right advice and guidance

[Samuel Diouf]

It will depend on what your goals are, but if you'd like to scale fast, you could leverage the $100k cash to buy 2 or 3 duplexes in lower priced markets that have higher rent/price ratios.

You could use these properties to learn the ins-outs of OOS investing and use these to build your network and confidence in the market. Once you have stabilized these properties and feel more confident about the process, you could refinance these and start doing BRRRRs.

[Travis Biziorek]

Hey Steven,

Personally, I like doing BRRRRs in Detroit—that's my market and where I’ve put my own money to work. Detroit offers strong cash flow, appreciation potential, and affordability, especially if you’re interested in long-term holds.

That said, where to invest ultimately comes down to your goals, experience, and where you are on your journey to financial freedom. Are you looking for cash flow right away, appreciation over time, or a mix? Also, what's your risk tolerance and how hands-on do you want to be?

Without more details about your specific goals and experience, it's tough to give real tailored advice. But feel free to share more if you’re comfortable—happy to give some more insight.

[Jaycee Greene]

Hey @Steven Olivas! The first thing I'd recommend is focus on a market where you either 1) currently or have previously lived, 2) have family/friends that live there, or 3) vacation there frequently.

[Stevan Stojakovic]

If your goal is cash flow, focus on rental properties in high-yield markets like the Midwest or Southeast. For appreciation, target areas with strong job and population growth. A BRRRR strategy or house hacking with a duplex can maximize your returns.

Consider leveraging financing to acquire multiple properties, which spreads risk and scales your portfolio faster. Short-term rentals in tourist-heavy areas can also outperform traditional rentals. If passive investing appeals to you, real estate syndications or REITs diversify exposure without active management.

Best regards, Stevan

[Drew Sygit]

@Steven Olivas you've posted about "Sentinel Opportunity Fund", "Building the Right Team" and now, "$100k Cash what to do?".

Your scattered approach is going nowhere fast (analysis paralysis) and is highly likely to result in someone taking advantage of you:(

Recommend:

1) Figuring out what investment approach suits your skills & risk tolerance

2) Determining where in the US to apply your chosen approach

3) Learning everything you can about that market

4) Networking & building contacts & team in the market

5) Doing a "test" investment in that market to make sure your expectations are met

6) Investing more if your expectations are met.
-- If not, go back to step #1 as you many have chosen the wrong approach!

DM us if you'd like some 1-on-1 assistance.

[Jeff Roth]

Hi Steven-

Great questions and congratulations on having $100K cash to invest in real estate.

Your goals are cash flow, appreciation, and long-term holds.

You asked about strategies and suggestions for locations.

I would invest in two duplexes so you always have income coming in, in Lansing, MI for about $140,000 each. Buy them well so you can refinance out the downpayment with a Home Equity Line of Credit with lenders that will do that for you and go shopping again. Look for section 8 tenants. Use an excellent property manager. Infinite system and money created.

Keep some dry powder for the emergencies.

To Your Success!

[Wale Lawal]

@Steven Olivas

The strategy for long-term buy-and-hold properties focuses on cash flow, appreciation, and risk mitigation. It involves investing in strong growth markets, diversifying, and buying distressed properties. Ideal markets include Texas, Florida, and North Carolina. The investment plan includes property acquisition, reserve fund creation, rent maximization, and equity growth. The expected returns are a mix of cash flow and appreciation, ensuring short-term stability and long-term wealth building.

Good luck!

[Steven Olivas]

Quote from @Drew Sygit:

@Steven Olivas you've posted about "Sentinel Opportunity Fund", "Building the Right Team" and now, "$100k Cash what to do?".

Your scattered approach is going nowhere fast (analysis paralysis) and is highly likely to result in someone taking advantage of you:(

Recommend:

1) Figuring out what investment approach suits your skills & risk tolerance

2) Determining where in the US to apply your chosen approach

3) Learning everything you can about that market

4) Networking & building contacts & team in the market

5) Doing a "test" investment in that market to make sure your expectations are met

6) Investing more if your expectations are met.
-- If not, go back to step #1 as you many have chosen the wrong approach!

DM us if you'd like some 1-on-1 assistance.

Hi, Drew, actually I asked about the Sentinel Fund, for a friend and came on BP to ask professional if its legit or not, and now I put this post to go "fishing" for the right team to build, I do thank you for your concern for not being taken advantage of, but thats what this platform is for, to find, hopefully, a real estate agent, property manager etc. when I say fishing- someone that will take the TIME to ASK the right questions and actually has the experience to prove what they can do, have done and will do for you! I still haven't had the best of luck finding the right piece to the puzzle I'm building, so I thought if I let real estate agents, investors etc, that I do actually have we cash, and a normal job to fund these real estate investment's. I will go into detail more with people actually looking to take the time and effort to help each other out, since it's a win win when you build the right team! 

thank you and have a great day

[Drew Sygit]

@Steven Olivas how did we not take the time to ask you the right questions?

[Donald Hatter]

I would buy a $400,000 new construction home which could appraise for $430,000 to $450,000.  Those type deals can be found when builders are trying to close as many deals as possible before Jan.  Buy from a quality builder in a neighborhood which is going to appreciate.  I would lease it to cover cost for 2/3 years and then I would sell once I could get $475,000+  Would be a nice ROI and is actually doable.

[David Fals]

Quote from @Donald Hatter:

I would buy a $400,000 new construction home which could appraise for $430,000 to $450,000.  Those type deals can be found when builders are trying to close as many deals as possible before Jan.  Buy from a quality builder in a neighborhood which is going to appreciate.  I would lease it to cover cost for 2/3 years and then I would sell once I could get $475,000+  Would be a nice ROI and is actually doable.

Love this idea! Would definitely look into this

[John Morgan]

I would buy n hold 2 or 3 SFR with 20% down and sit on them. They might look like base hits today with low cash flow, but they'll look like home runs in 3-7 years. Trust me.

[John Williams]

Quote from @Steven Olivas:

Hi BP Fam,

I am Gathering different opinions here. What would YOU personally do with about $100k cash to invest in real estate & in detail please? Just want to hear everybody's investment thoughts. Cash flow, appreciation and long term holds, is my interest, but I would love to hear some great strategies for what can been done with 100k cash, and also locations (states,cities) to invest?

 You have to start with your long term goal in mind. What are you trying to achieve? By when?

Then, with that in mind, determine your mid and short term goals. 

Only then will you truly be able to determine what you should do with $100k.