How do you approach lenders about cash out refi?

[Robert Keller]

Hey everyone. First time posting. I've been pouring through the BP podcasts and have heard almost all of them. I had a question that had probably already been asked, but I haven't had time to sit down in front of the computer to research heavily, yet. So, to my question: is there better way to approach smaller banks and lenders during a cash out refinance. Right now my wife and have been analyzing deals using a BRRRR strategy. From what I understand, I should be looking for the right underwriter. How will that person identify himself as the right lender? Further, I've heard it takes upwards of a year to season a rental rehab: are there any tips anyone has to shorten this time? Thanks for the help! Robert