How U.S. can lower housing prices? And Could Trump look at Broker model as Broken?

[Jay Hinrichs]

I think there is a pretty easy way to lower prices of housing to some extent.. And that is to do away with Mortgage Broker and have all home loans orignated by the direct lender/ Banks..

I personally bought a home in British Columbia in 2001 and thats how it worked there .. you went to the bank They charged a nominal fee and the interest rate was competitive to other banks.

We have gotten home loans so convoluted with the Mortgage Broker Model that causes buyers to pay 10 to 20k more just in the Broker fees and service release premiums / rebates Thousands in Junk fee's etc those should go to the borrower to lower their cost..

We all know the loans end up at the banks or investors and their servicers.. ???

Any thoughts.