How to buy a 4 unit property at age 18?

[Tasha Williams]

Hello everyone,

I'm 18 years old and with  average FICO score 715, I have a 5-10 percent down payment, with only 6 months of full-time employment (annual income 52k) and 1 year of part-time work history (annual income 20k). I have been planning this since I was 16 years old but I keep running into the same problem since I don't have co-borrower.

My credit union will not approve me without a longer full time employment history because my part time employment income isn't much. Seems like I am having a problem because I'm a recent high school graduate  Please advise how to buy a multifamily home under these circumstances.  What else can I do??

Tasha