Getting approved for mortgage loan

[Alexis York]

Im trying to buy my first property currently in the process of getting approved, everything looks great! More than enough in my account, credit score however. Bc I am a cocktail server most of the money is from tips. Lender is telling me I should have some one co sign for my first property to be approved. Any one else have any other creative way to get approve all on my own ? I’m not worried about payments... but bc it says I make much less on paper I need another source of income added on to balance with my debts. Any suggestions ? :)

[Jon Kelly]

@Alexis York What type of loan are you going for? Look into a commercial loan. It will be slightly more expensive but often they focus more on  the financial performance of the property than the investor.