Conventional loan with 1 year work history?

[Jordan B.]

Hello,

Has anyone had any experience getting a mortgage from a bank with only a 1 year work history? Would an FHA loan be easier to get with such a short work history?

Thank you,

Jordan

[Jared Bouzek]

@Jordan B. I'm sure @Upen Patel will step in to respond as well, but typically a lender will view your time in college as work experience if you are working in a field that aligns with your studies in school. So if you received an engineering degree and you are now working full-time as an engineer, you should be able to get financing now. Typically you'll need to provide transcripts to show you were in school.