Starting out in todays market

[Carline Lafaille]

Hello All,

I am very new to real estate investing, I have a full time job making 47k a year. I have no debt, excellent credit but I have no savings.

I heard there are ways to buy properties with little to no down payment. 

For example, I heard you can use an SBA loan to put down on a property as long as you prove to the bank that you’re capable of paying it back, without using the business.

I also heard if you finance through a seller, you can get them to increase the price of property instead of paying the down payment. I heard that this can be beneficial for the seller cause it can help them avoid tax obligations.

Is this actually possible and has anyone here actually bought a property with no money down? If so, can these methods be applied in today’s market?