Investor friendly lender specializing in 1-4 unit Fix and Flip and DSCR Rental Loans for experienced investors. Smart Capital Lending is a nationwide, private direct lender for Real Estate Investors. Established in 2017, we provide short-term fix & flip financing and long-term rental financing for Real Estate Investors. Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. Smart Capital Lending lends to real estate professionals, commercial contractors, developers & small business owners throughout the country.