Business Page
RCD Capital
Lender
5.0 stars
1 Review
About us
At RCD Capital, we are a nationwide direct lender, specialized in Bridge Financing, Fix & Flips, New Construction, and DSCR/Non-Qualified loans. We love being apart of the BiggerPockets Community and contribute to the success of investors. You can contact us at 📞 800.369.7009 or 📧 [email protected]. We provide pre-approvals and term sheets within 24hrs of submission and can close as quickly as 7 business days. Fix & Flip/ New Construction: • Up to 90% of Purchase • 110% of Rehab/Construction • Monthly Payments Rolled into the Loan • Advance Rehab Draws • Rates starting at 10.25% APR • Points starting at 1% • No Prepayment Penalty • 600 Minimum Credit Score • No Income, No Tax Returns, & No Reserves DSCR Loans: • Up to 80% of Purchase • Up to 75% Cash Out • Up to 80% Rate/Term • 30-year fixed rate, amortized 30 years • Rates starting at 6.99% (as of 12.5.23) • Points starting at 0% • 1.1 Minimum DSCR Ratio • 680 Minimum Credit Score, co-signers allowed • No Seasoning of Funds Required • No Income & No Tax Returns ✅ Bridge Financing ✅ Residential or Commercial Hard Money Lending ✅ Fix and Flips or New Construction ✅ 30 Year DSCR Loans ✅ Non Qualified Mortgage ✅ Portfolio Loan ✅ Foreign National Financing Available ✅ Multifamily Hard Money Lending California Finance Lender 60DBO-76030 Arizona Mortgage Banker 1048291 NMLS 1722515 At RCD Capital, we take pride in our approach—most of our staff members are also deeply engaged in real estate ventures. This unique dynamic provides us with a competitive edge, as we possess an intimate understanding of our borrowers' needs. We are well-equipped to assist them in overcoming challenges and thriving in any market condition. A+ rated on BBB https://www.bbb.org/us/ca/artesia/profile/financial-services/rcd-capital-llc-1216-261282 Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina,Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia
Reviews (1)
5.0 stars
1 Review
0.0 star
0 Reviews
5.0 stars
1 Review
5.0 stars
12 days ago
Reviewed by
Oliver Bernardo
I had the pleasure of working with Ernesto and Steven from RCD CAPITAL, for my first-time home buying experience, and I am incredibly impressed by their exceptional service and expertise. Despite being new to the process, Ernesto guided me with patience and clarity, explaining every step and ensuring I understood all my options. Steven's commitment to customer satisfaction and the efficiency of his team at RCD CAPITAL made the entire experience smooth and stress-free. I highly recommend Ernesto and Steven to anyone, especially first-time home buyers, in need of a reliable and knowledgeable team for their mortgage needs. Thanks to their exceptional support and dedication, I was able to navigate the complexities of buying my first home with confidence.
5.0 stars
12 days ago
Reviewed by
Oliver Bernardo
I had the pleasure of working with Ernesto and Steven from RCD CAPITAL, for my first-time home buying experience, and I am incredibly impressed by their exceptional service and expertise. Despite being new to the process, Ernesto guided me with patience and clarity, explaining every step and ensuring I understood all my options. Steven's commitment to customer satisfaction and the efficiency of his team at RCD CAPITAL made the entire experience smooth and stress-free. I highly recommend Ernesto and Steven to anyone, especially first-time home buyers, in need of a reliable and knowledgeable team for their mortgage needs. Thanks to their exceptional support and dedication, I was able to navigate the complexities of buying my first home with confidence.
