Business Page
Insula Capital Group
Lender
4.3 stars
64 Reviews
About us
Insula Capital Group is a leading private lender and real estate investment company. Our loans are underwritten in-house, tailor-made to fit each of our clients individual needs. Lightning fast funding and an easy application, inspection, and closing process. Approvals are issued within 24-hours and most of our loans fund in 5 days or less.
Specialties
Hard/Private/Non-QM
Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)
Reviews (64)
4.3 stars
64 Reviews
4.3 stars
64 Reviews
0.0 star
0 Reviews
1.0 star
2 months ago
Reviewed by
Desiree Nelson
BEWARE!!!
So I called investors.com and they gave me a list of investor groups and this particular company was one of them. I spoke with one of the representatives (Sandy) and gave them an earful of what my intentions were and what my plans were with a real estate investment project. I was told to give the address of the real estate property that I was interested in and they will make a decision. I sent the address, told him that if he needed to have a video conference or wanted information from me or if I needed to send any documents, to please be sure to let me know. Two weeks later I was told that I was declined. They sent the address to "underwriting". These people made a decision and never even ask for my home address! They never even asked for my full name! I'd filled out no paperwork I exchange no email information they didn't even ask for a summary of my project no type of projectory... nothing! But I was sent to underwriting? How does that happen? I asked the associate how did they make a decision and didn't have any information? How could you base a decision on the before product versus the after product? I was told that the underwriting team made a decision based on the property and what they saw. My response was, "that's why I needed the money so that there can be a finished product! They didn't even bother to ask what I was going to do with the property, or how was I going to improve the property with the money that I was asking for! I didn't understand how you could make a decision on the before instead of the after. I also responded back with an email with a proposed different property. I didn't even get a response on that. I believe that these people make personal decisions and I think that they make decisions based on the vision of them taking something from you instead of what they can do for you.
5.0 stars
3 months ago
Reviewed by
Mer McConnell
Working with Bruce Hill and Jake Miller has been a pleasure. I always enjoy Bruce's energy and commitment to details and his borrower's experience. He truly cares about his clients and works very hard for them every step of the way. I look forward to working with this team much more!
5.0 stars
Edited 5 months ago
Reviewed by
Heather Rucks
Working with Insula Capital and Bruce Hill has been an absolute pleasure. Bruce’s team is professional, responsive, and truly committed to helping their clients succeed. The funding process was fast and straightforward, with clear communication throughout. They understood my needs and delivered exactly what they promised—no surprises, just results. I appreciate their transparency and efficiency, and I would gladly work with them again. If you’re looking for a reliable financial partner, Insula Capital Group—especially Bruce Hill—is a fantastic choice!
5.0 stars
7 months ago
Reviewed by
Brandon Lape, REALTOR
Bruce was phenomenal to work with to purchase my home! Hands down the easiest loan process I’ve ever done. Bruce and the team kept us updated every step of the way and we closed in record time. Whether it’s hard money or traditional financing, I highly recommend Bruce.
5.0 stars
a year ago
Reviewed by
M. Stewart
Bruce & Alicia have been such a pleasure to work with. My initial experience with Insula started very rocky however Bruce was able to calm the storm and provide stellar service with patience and clarity. Bruce has also been very personable, efficient and responsive. I have completed two transactions with Bruce thus far and im looking forward to continuing to work with him in the future. Thank you for your five-star service Bruce!!
5.0 stars
a year ago
Reviewed by
SHERRYL DELISSER
Bruce Hill and Insula Capital Group made my refinance seamless and worry free. My loan was a challenge for two other lenders who could not get it done. Bruce and the team at Insula were knowledgeable and efficient, plus gave me a great rate. I will recommend them to everyone.
5.0 stars
a year ago
Reviewed by
Richard Legemah
Chris and his team at Insula Capital have exceeded our expectations for lending servicing. The response time for calls and requests are very fast and prompt. Their vision camera application is an absolute lifesaver. Draw requests are completed swiftly. I will highly recommend Chris and his team to anyone looking for lending and funding.
5.0 stars
Edited 8 months ago
Reviewed by
RAWK
This Guy Bruce is top notch! He is The BOSS of your investment needs…. DSCR, Fix and Flip, Buy and Hold. BRRRR - This company Insula Capital will provide quick funds for your construction projects at a competitive rate that you will NOT believe. When you call or email him - Let him know that RAWK sent you!
1.0 star
2 months ago
Reviewed by
Desiree Nelson
BEWARE!!!
So I called investors.com and they gave me a list of investor groups and this particular company was one of them. I spoke with one of the representatives (Sandy) and gave them an earful of what my intentions were and what my plans were with a real estate investment project. I was told to give the address of the real estate property that I was interested in and they will make a decision. I sent the address, told him that if he needed to have a video conference or wanted information from me or if I needed to send any documents, to please be sure to let me know. Two weeks later I was told that I was declined. They sent the address to "underwriting". These people made a decision and never even ask for my home address! They never even asked for my full name! I'd filled out no paperwork I exchange no email information they didn't even ask for a summary of my project no type of projectory... nothing! But I was sent to underwriting? How does that happen? I asked the associate how did they make a decision and didn't have any information? How could you base a decision on the before product versus the after product? I was told that the underwriting team made a decision based on the property and what they saw. My response was, "that's why I needed the money so that there can be a finished product! They didn't even bother to ask what I was going to do with the property, or how was I going to improve the property with the money that I was asking for! I didn't understand how you could make a decision on the before instead of the after. I also responded back with an email with a proposed different property. I didn't even get a response on that. I believe that these people make personal decisions and I think that they make decisions based on the vision of them taking something from you instead of what they can do for you.
5.0 stars
3 months ago
Reviewed by
Mer McConnell
Working with Bruce Hill and Jake Miller has been a pleasure. I always enjoy Bruce's energy and commitment to details and his borrower's experience. He truly cares about his clients and works very hard for them every step of the way. I look forward to working with this team much more!
5.0 stars
Edited 5 months ago
Reviewed by
Heather Rucks
Working with Insula Capital and Bruce Hill has been an absolute pleasure. Bruce’s team is professional, responsive, and truly committed to helping their clients succeed. The funding process was fast and straightforward, with clear communication throughout. They understood my needs and delivered exactly what they promised—no surprises, just results. I appreciate their transparency and efficiency, and I would gladly work with them again. If you’re looking for a reliable financial partner, Insula Capital Group—especially Bruce Hill—is a fantastic choice!
5.0 stars
7 months ago
Reviewed by
Brandon Lape, REALTOR
Bruce was phenomenal to work with to purchase my home! Hands down the easiest loan process I’ve ever done. Bruce and the team kept us updated every step of the way and we closed in record time. Whether it’s hard money or traditional financing, I highly recommend Bruce.
5.0 stars
a year ago
Reviewed by
M. Stewart
Bruce & Alicia have been such a pleasure to work with. My initial experience with Insula started very rocky however Bruce was able to calm the storm and provide stellar service with patience and clarity. Bruce has also been very personable, efficient and responsive. I have completed two transactions with Bruce thus far and im looking forward to continuing to work with him in the future. Thank you for your five-star service Bruce!!
5.0 stars
a year ago
Reviewed by
SHERRYL DELISSER
Bruce Hill and Insula Capital Group made my refinance seamless and worry free. My loan was a challenge for two other lenders who could not get it done. Bruce and the team at Insula were knowledgeable and efficient, plus gave me a great rate. I will recommend them to everyone.
5.0 stars
a year ago
Reviewed by
Richard Legemah
Chris and his team at Insula Capital have exceeded our expectations for lending servicing. The response time for calls and requests are very fast and prompt. Their vision camera application is an absolute lifesaver. Draw requests are completed swiftly. I will highly recommend Chris and his team to anyone looking for lending and funding.
5.0 stars
Edited 8 months ago
Reviewed by
RAWK
This Guy Bruce is top notch! He is The BOSS of your investment needs…. DSCR, Fix and Flip, Buy and Hold. BRRRR - This company Insula Capital will provide quick funds for your construction projects at a competitive rate that you will NOT believe. When you call or email him - Let him know that RAWK sent you!