Business Page
Cardinal Financial - David Ross
Lender
4.9 stars
240 Reviews
Markets served
Nationwide
Licenses
Company NMLS
#66247
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Alabama | 21782 Alaska | AK66247 Arizona | 0925883 Arkansas | 105783 California | 41DBO-92455 Colorado | NA Connecticut | ML-66247 Delaware |1666 District of Columbia|MLB66247 Florida| MLD236 Georgia | 16020 Hawaii | HI-66247 Idaho | MBL-8598 Illinois | MB.6760960 Indiana | 19692 Iowa | 2013-0127 Kansas | MC.0025207 Kentucky | ...
About us
I have been in real estate lending for over 23 years and have built an experienced team of industry veterans who share the same commitment to excellence. We combine the efficiency of modern technology with the insight that only comes from decades of closing loans and helping clients succeed. Where other lenders may see obstacles, we work harder to find solutions and get your loan funded. Our clients trust us because we deliver consistent results without inflated rates. We aim to be more than just a lender for one transaction—we want to be your long-term partner in building wealth through real estate. Our team’s success has been recognized nationally, including being named among the Top 1% of Loan Originators in America multiple times by Mortgage Executive Magazine and the Scotsman’s Guide. I grew up on Long Island and later attended UNLV in Las Vegas, where I earned my bachelor’s degree before beginning my career in mortgage lending. Today, I live in Henderson with my wife, Stefanie, and our three children. We are licensed in all 50 states and specialize in Conventional, FHA, VA, DSCR, refinance, and cash-out loans. Whatever your goals are, we look forward to helping you achieve them. Note: DSCR minimum loan amount is $150,000.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
FHA
Hard/Private/Non-QM
DSCR (long-term rental)
DSCR (short-term rental)
Reviews (240)
4.9 stars
240 Reviews
4.9 stars
240 Reviews
0.0 star
0 Reviews
5.0 stars
3 weeks ago
Reviewed by
David Carley
David was fantastic to work with - he helped me understand the various mortgage products available, and the pros and cons of each. He and his team were able to help us close on a new home in 28 days!
I will definitely work with David on my next mortgage!
5.0 stars
a month ago
Reviewed by
Ruben van Engelenburg
I’ve worked with Dave on three separate loans, and each time he’s delivered with professionalism, responsiveness, and a clear understanding of investor needs. He made the financing process straightforward and efficient from start to finish. Highly recommended for anyone looking for a solid mortgage partner.
5.0 stars
2 months ago
Reviewed by
Amir Fix
was very, very satisfied with my mortgage experience! David and his team were professional, efficient, and always available to answer my questions. The whole process was smooth and stress-free. I highly recommend the David Ross Lending Team for anyone looking for a mortgage!
5.0 stars
2 months ago
Reviewed by
Craig Ives
David Ross and his team are excellent. I highly recommend him for all of your lending needs. He provide great guidance on getting the best loan for my purposes. He informed of loans that I did not know existed. When I have a need for a real estate loan, David is the first person I would reach out to.
5.0 stars
2 months ago
Reviewed by
Cody Loveland
David Ross at Cardinal Financial is outstanding!
From start to finish, David was friendly, professional, and incredibly knowledgeable. He took the time to explain every step of the mortgage process in a clear and approachable way, making sure I felt confident and informed throughout. His responsiveness and attention to detail really stood out—he was always on top of things and made the entire experience smooth and stress-free. I highly recommend David to anyone looking for a trustworthy and efficient mortgage lender!
5.0 stars
3 months ago
Reviewed by
Frank A.
Dave made our loan process incredibly smooth and stress-free. He consistently had solutions for any issues that arose during the closing process, ensuring everything stayed on track. Dave was thorough and attentive, taking the time to walk us through our loan applications to prevent any delays. He answered all our questions and addressed every concern with professionalism and care. We felt confident and supported every step of the way. I highly recommend Dave Ross for anyone seeking expert guidance with their mortgage needs.
5.0 stars
4 months ago
Reviewed by
Conor Sherman
David is excellent at his craft. My brother and I worked together to purchase an investment property, and he guided us through the entire process. He was transparent in every aspect, answering all our questions—no inquiry was too big or too small. The entire buying team was very impressed with his depth of knowledge, speed of execution, and overall professionalism. I can’t wait to work with David again!
5.0 stars
9 months ago
Reviewed by
Cesar Cortes
We’re beyond grateful to David Ross, Kara Kauffman and the entire David Ross Lending Team for helping us close on our latest investment property—on time and even ahead of schedule! David’s expertise, clear communication, and dedication made the lending process incredibly smooth from start to finish.
As investors, working with someone who understands timelines, strategy, and attention to detail is essential—and David absolutely delivered. He was always available to answer questions, provided valuable guidance, and ensured every step was handled with care and precision.
Thank you, David, for your professionalism, hustle, and genuine commitment to your clients’ success. We look forward to working with you again on future projects!
5.0 stars
3 weeks ago
Reviewed by
David Carley
David was fantastic to work with - he helped me understand the various mortgage products available, and the pros and cons of each. He and his team were able to help us close on a new home in 28 days!
I will definitely work with David on my next mortgage!
5.0 stars
a month ago
Reviewed by
Ruben van Engelenburg
I’ve worked with Dave on three separate loans, and each time he’s delivered with professionalism, responsiveness, and a clear understanding of investor needs. He made the financing process straightforward and efficient from start to finish. Highly recommended for anyone looking for a solid mortgage partner.
5.0 stars
2 months ago
Reviewed by
Amir Fix
was very, very satisfied with my mortgage experience! David and his team were professional, efficient, and always available to answer my questions. The whole process was smooth and stress-free. I highly recommend the David Ross Lending Team for anyone looking for a mortgage!
5.0 stars
2 months ago
Reviewed by
Craig Ives
David Ross and his team are excellent. I highly recommend him for all of your lending needs. He provide great guidance on getting the best loan for my purposes. He informed of loans that I did not know existed. When I have a need for a real estate loan, David is the first person I would reach out to.
5.0 stars
2 months ago
Reviewed by
Cody Loveland
David Ross at Cardinal Financial is outstanding!
From start to finish, David was friendly, professional, and incredibly knowledgeable. He took the time to explain every step of the mortgage process in a clear and approachable way, making sure I felt confident and informed throughout. His responsiveness and attention to detail really stood out—he was always on top of things and made the entire experience smooth and stress-free. I highly recommend David to anyone looking for a trustworthy and efficient mortgage lender!
5.0 stars
3 months ago
Reviewed by
Frank A.
Dave made our loan process incredibly smooth and stress-free. He consistently had solutions for any issues that arose during the closing process, ensuring everything stayed on track. Dave was thorough and attentive, taking the time to walk us through our loan applications to prevent any delays. He answered all our questions and addressed every concern with professionalism and care. We felt confident and supported every step of the way. I highly recommend Dave Ross for anyone seeking expert guidance with their mortgage needs.
5.0 stars
4 months ago
Reviewed by
Conor Sherman
David is excellent at his craft. My brother and I worked together to purchase an investment property, and he guided us through the entire process. He was transparent in every aspect, answering all our questions—no inquiry was too big or too small. The entire buying team was very impressed with his depth of knowledge, speed of execution, and overall professionalism. I can’t wait to work with David again!
5.0 stars
9 months ago
Reviewed by
Cesar Cortes
We’re beyond grateful to David Ross, Kara Kauffman and the entire David Ross Lending Team for helping us close on our latest investment property—on time and even ahead of schedule! David’s expertise, clear communication, and dedication made the lending process incredibly smooth from start to finish.
As investors, working with someone who understands timelines, strategy, and attention to detail is essential—and David absolutely delivered. He was always available to answer questions, provided valuable guidance, and ensured every step was handled with care and precision.
Thank you, David, for your professionalism, hustle, and genuine commitment to your clients’ success. We look forward to working with you again on future projects!
