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Updated almost 9 years ago on . Most recent reply

Jaago Viitkin's profile image
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Jaago Viitkin
  • from Union City, New Jersey
  • Member since Oct 23, 2014
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Jaago Viitkin
  • from Union City, New Jersey
  • Member since Oct 23, 2014
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Jaago Viitkin
  • Union City, NJ
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Short-Term & Vacation Rental Discussions

Vacation Rental , airbnb Insurance

Jaago Viitkin
  • Union City, NJ
Posted

Hi Everybody,

I am an airbnb host and renting out space in my 2 family home. I live in one of the rooms.

I was wondering what kind of liability insurance other airbnb hosts are using?

( vacation rentals, homeaway, VRBO )

Thank you

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Maura Paler
  • Rental Property Investor
  • from Saratoga Springs, NY
  • Member since Jul 2, 2014
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Maura Paler
  • Rental Property Investor
  • from Saratoga Springs, NY
  • Member since Jul 2, 2014
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  • Saratoga Springs, NY
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Maura Paler
  • Rental Property Investor
  • Saratoga Springs, NY
Replied

CBIZ is insurance designed specifically for vacation rental owners, we have them on all 4 of our Vacation Rental properties. 

If you have a claim on a vacation rental that is only covered by homeowners you will most likely not be compensated...if it's a liability claim could then become a legal issue...so it is definitely something to be concerned about. 

Many homeowners policies allow you to rent 2-4 weeks or so only. Check your policy. 

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