Ways To Improve Your Home For Under $1,000
Wednesday, June 15
Ways To Improve Your Home For Under $1,000Having worked in the real estate and mortgage industry for almost 30 years now, at our family owned and operated Sun Pacific Mortgage & Real Estate company, I’ve experienced first-hand and seen how expensive such an activ...
California Housing Market Headed in Right Direction
Friday, June 10
My Broker wrote a good article on CA real estate, thought I'd share: California Housing Market Headed in Right Direction Jun 09, 2016 In April, California Association of Realtors released their 1st quarter California Housing Market Update citing a number of interesting updates.C.A.R. President Pa...
Can Fixing & Flipping Be More Beneficial Or Harmful For You?
Friday, May 27
We all want to make money... it pays our bills, allows us to buy things we want and helps us more comfortably survive. So of course, when someone sees how "easy" it is to buy and flip a home for profit on TV, they want to try a slice of that cake to say they have tasted it's sweet victory. Most p...
Private Lending Filling the Mortgage Gap
Friday, May 20
With Real Estate prices rebounding in California, it’s surprising to see banks still being cautious and lean only toward wealthier, lower-risk borrowers. This has left a widening gap in the mortgage industry between Lenders and potential Borrowers with less than perfect qualifications. Mortgage...
What Is An Owner Occupied Hard Money Loan?
Wednesday, May 04
Most Hard Money Lenders these days do not offer Owner Occupied financing programs, also known as a Principal Residence Loans, due to the amount of federal and state regulations that apply to them.This type of program does have a higher interest rate but it allows a quick close, makes an impossibl...
Do You Know What Is Best For Your Home Buyer or Seller?
Friday, February 26
Experienced real estate agents know they need to be familiar with the loan products out there for their buyers.There are really only a few loan programs:- The government regulated (Fannie Mae/Freddie Mac, FHA, VA)- In-House loans (credit unions and local banks)- Alternative financing, also known ...