start up loans

[Jamie Dzierwa]

Hello all,

I'm hoping someone here can give me some information or if I am out of luck on this...
I started my business in 08/09, we did not make any money in 2009 because we concentrated on marketing our business, building credit, getting the base of the business down before jumping in. We have business cards such as lowes, menards, home depot, uline, fed ex, and office depot, we don't have any credit cards yet. We tried applying for one recently but do to my partner having $15,000 in business costs on his personal credit we were denied because debt to income was too high.
Right now, we are trying very hard to find a small business loan for $15,000 just to pay off the business debt that's on my partners personal credit cards. He has a 700+ credit score the only thing that hurts is because of the whole debt to income ratio due to that $15,000 on his personal credit.
Does anyone know of any lenders whom would lend under there circumstances? We are desperate at this point and just looking for some answers and to see if this is possible. Thanks alot.