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Blogs

Hard Money Lending -Los Angeles CA.

Banks verses the Mortgage Broker

Tuesday, October 05

Well I saw it coming with the S.A.FE ACT written to eliminate a large group of mortgage brokers. Now Bank of America, one of the 3rd largest wholesale lending banks, is going retail ONLY, yes. Heard it on Street Signs this morning. The next thing I see coming further into the future is B of A  in...

How to Qualify for a Hard Money Loan.

Monday, October 04

So, how do you qualify for a hard money loan?Truth be told, you don't. The property is or should be 99% of the underwriting criteria. Investors lend on property that has plenty of a protective equity left after funding the loan. Asking for 100% financing is something to ask your uncle. Investors ...

Hard Money Lenders -Can you opt out of the S.A.F.E. Act?

Sunday, September 26

I would like to discuss Hard Money Lenders and the new required federal license. No sense, written for bankers not consumers, would be just one protest. We don't and haven't for some time made consumer loans to owner occupied properties. I am sorry they have no where to go now, with damaged credi...