Has anyone found a replacement for Mint?

[Tyler Todhunter]

I was using Mint to track my personal finances, including real estate transactions and net worth, and found it really useful.  They shut it down and merged it over to Credit Karma, and it sucks.  I am trying to get things set up in 'wealthposition', and I don't think it's going to do what Mint did.  I found Mint valuable, so I'm not opposed to paying for a good platform.  Does anyone have any recommendations?  Thanks!

[Josh St Laurent]

Hey @Tyler Todhunter,

I too was an avid Mint user and because of the nature of my business needed to find a Mint replacement for not only myself but for clients.  My team and I have been testing a few options since January and the favorite by far has been Monarch Money.  We've been referring clients to use them, the prices are reasonable and the UX is intuitive.  If your advisor uses Monarch Money you can grant them temporary visibility and organizing privileges which can be helpful as well.  It feels like Quickbooks to me and is easy to use, categorize, and see trends over time.  Hope this helps.

[Tyler Todhunter]

Thanks for the tip, I'll check it out!

[Steve Bowers]

Quicken Simplifi feels a lot like mint. The only thing I don't like is that it isn't free.

[Tyler Todhunter]

I've made the switch to Monarch. I haven't dived too deep into it yet, but it seems like it may do the trick. One thing I haven't figured out yet is that it shows HELOC available credit as a balance (which you can set to be either positive or negative, either way is incorrect though). But, maybe that is just the way this particular lender integrates data...

[Josh St Laurent]

Quote from @Tyler Todhunter:

I've made the switch to Monarch. I haven't dived too deep into it yet, but it seems like it may do the trick. One thing I haven't figured out yet is that it shows HELOC available credit as a balance (which you can set to be either positive or negative, either way is incorrect though). But, maybe that is just the way this particular lender integrates data...

I'm glad you're liking it so far, I've run into the same thing with clients where the HELOC sort of throws things off. Sometimes what we do is go to edit (In the accounts section with the HELOC selected) and under visibility hide it from net worth calculations. You can even hide it in the list entirely if it's not serving you for the purposes you use Monarch Money for. Hope this helps

[Tyler Todhunter]

Good call Josh, thanks!

[Jake Drum]

I have helped some clients set up Tiller to track their real estate and personal finances. Tiller uses bank feeds to pull all of your bank and credit card transactions into Google sheets or Excel. It is not as easy and intuitive as Mint and Monarch, but I think the ability to customize it however you want is worth the trade-off (if you like spreadsheets 🤓).

[Carini Rochester]

I use Empower (previously Personal Capital.) It pulls in all my mortgages and bank accounts and credit cards, retirement funds.